Unlock USD Liquidity.
Everywhere You Operate.
The USD liquidity & settlement layer for banks, payment platforms, financial institutions, and the enterprises they serve across Africa and Latin America
Trusted partners
The bottleneck
No dollars, no movement.
Suppliers wait, dividends wait, growth waits.
In markets like Mozambique, Angola, and Malawi, USD is scarce and bank queues stretch for weeks. Nothing moves until the dollars do.
USD access is limited
FX allocations and backlogs freeze cash flow, preventing immediate access to capital.
Imports stall
Supplier payments wait for USD clearance, disrupting supply chains.
Repatriation is delayed
Dividends and intercompany transfers get stuck in reviews for weeks or months.
Forecasts fail
Treasury can't plan when settlement timing is unknown or unpredictable.
Settlement delays
Cross-border payments stuck in processing queues for extended periods.
Artoh removes the liquidity bottleneck with instant, compliant USD settlement where banks can't.
See how Artoh fixes thisThe solution
Getting dollars shouldn't take months.
The bank doesn't have the dollars.
In hard-currency markets, you request USD from your bank and wait. Weeks become months, with no guarantee.
1
Time to USD
Weeks to months
Certainty
No guarantee
Access
Rationed
Instant USD access.
Artoh taps deep USD liquidity directly, so you get dollars on demand, even where local banks can't deliver.
Same day
Time to USD
Same day
Certainty
Reliable
Access
On demand
Who we serve
The USD liquidity rail for banks, payment platforms, and corporates.
We're the USD liquidity layer institutions build on. Deep dollar access and fast, compliant settlement, even where local banks can't deliver.
Banks
Access deep USD liquidity at competitive rates, and settle cross-border faster for your clients, even where local dollars are scarce.
Payment platforms
Power cross-border payouts and collections with embedded USD liquidity and fast, compliant settlement.
Corporates
Get the dollars you need on demand. Fund suppliers, repatriate revenue, and keep capital moving in hard markets.
Why Artoh
Move dollars instantly, even where they're scarce.
Deep liquidity, on demand
Access USD liquidity when you need it, and move capital across borders in hours, not weeks, even where local dollars are scarce.
Competitive pricing
Better FX rates and lower total cost than correspondent banking, with pricing you can plan around.
Compliant by default
Every transaction runs through licensed, regulated partners, with KYC/AML built in across every region we operate.
Full transparency
Track rates, timelines, and confirmations in real time, with no black-box intermediaries between you and settlement.
Across industries
The businesses we keep moving.
From agribusiness to Oil & Gas, Artoh keeps capital moving across Africa and Latin America, enabling global businesses to pay suppliers, fund projects, and repatriate profits without the wait.
Keep cargo moving, not stuck at clearance.
Pay suppliers and clear customs without waiting on FX allocations or bank queues. Cross-border settlement in hours, not weeks.
Keep cargo moving, not stuck at clearance.
Pay suppliers and clear customs without waiting on FX allocations or bank queues. Cross-border settlement in hours, not weeks.